Akshaya Tritiya 2025: Should You Buy Gold? Expert Insights by AIIIONGOLD
Akshaya Tritiya, the festival of eternal prosperity, is a cherished occasion for Indians to invest in gold. But in 2025, with volatile markets and evolving financial tools, blindly following tradition could cost you. At AIIIONGOLD, we blend cultural wisdom with data-driven strategies to help you invest smarter.
While gold symbolizes wealth and blessings, modern investors need more than sentiment. Let’s break down why:
Gold prices often surge pre-Akshaya Tritiya due to demand. However, AIIIONGOLD analysis shows buying during peaks can lead to short-term losses:
2024 Example: Prices dropped 8% within 2 months post-festival.
Better Approach: Stagger purchases (e.g., monthly SIPs) to average costs.
Gold isn’t a “get-rich” asset—it’s a shield against inflation and market crashes.
AIIIONGOLD Tip: Allocate 10–15% of your portfolio to gold for stability.
Why We Recommend: Tax-free returns + 2.5% annual interest.
2025 Outlook: New SGB tranches launch around Akshaya Tritiya—ideal for locking in rates.
Benefits: Zero storage costs, 24K purity, and instant liquidity.
AIIIONGOLD’s Pick: Platforms like Paytm Gold or MMTC-PAMP.
For Whom? Jewelry buyers or gift-givers.
Watch Out: Making charges (up to 14%) and GST.
| Investment | Tax Benefit |
|---|---|
| SGBs | Zero tax on maturity (8 years) |
| Gold ETFs | 20% tax with indexation benefits |
| Physical Gold | High capital gains + wealth tax risks |
AIIIONGOLD Advice: Prioritize SGBs for tax efficiency.
Buying low-purity gold for discounts.
Ignoring digital alternatives for emotional purchases.
Overpaying due to festive premiums.
Not insuring physical gold.
Allocating >20% of your portfolio to gold.
Gold is insurance, not a growth engine. This Akshaya Tritiya:
Use SGBs/digital gold for 80% of your budget.
Allocate 20% to jewelry (if needed).
Pair gold with equity (e.g., index funds) for growth.
At AIIIONGOLD, we believe in harmonizing tradition with modern finance. This Akshaya Tritiya, invest in gold—but let data, not impulse, guide you.
